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lostagain ![]() Senior Member ![]() ![]() Joined: 06 Sep 2016 Location: Quaker Hill, CT Online Status: Offline Posts: 2588 |
![]() Posted: 12 Jun 2019 at 2:57pm |
Insurance rates and mandatory coverages vary by state, the driver, the number of policies issued (i.e. multiple vehicle and homeowner discounts), the risk to the ins. co., the value of the trailer, etc. Given that Montana has no daytime speed limit, it is not surprising that insurance is more costly. When things crash at high speeds, insurance companies end up paying out more money. In lovely metropolitan Dayton, NV, we pay about $125 a year, but we have speed limits strictly enforced [especially for non-locals] and are getting out third, yes third!, stop light.
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Never leave footprints behind.
Fred & Maria Kearney Sonoma 167RB Our Pod 172 2019 Ford F-150 4x4 2.7 EcoBoost |
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GlueGuy ![]() Senior Member ![]() ![]() Joined: 15 May 2017 Location: N. California Online Status: Offline Posts: 2631 |
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Yikes! That must be a gold-plated plan! Ours is < $200 per year. We got it as a rider to our tow vehicle (my previous post was incorrect; we just did the annual renewal).
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bp
2017 R-Pod 179 Hood River 2015 Ford F150 SuperCrew 4WD 3.5L Ecoboost |
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mattb19us ![]() Newbie ![]() Joined: 08 Jun 2019 Location: Montana Online Status: Offline Posts: 4 |
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We just purchased a new 195 and are waiting delivery. While we are waiting we are looking at insurance options, and $520/yr is the cheapest we are finding!
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podwerkz ![]() Senior Member ![]() ![]() Joined: 11 Mar 2019 Location: Texas Online Status: Offline Posts: 966 |
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Things like your state and county of residence, your estimate of how much you use the trailer per year, where it will be parked or stored, your age, driving record, insurance history including claims and of course, your chosen deductible and coverages....all affect the premium. Mine is about $200 a year. Ouch, but cheap compared to a total loss. |
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r・pod 171 gone but not forgotten!
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David and Danette ![]() podders Helping podders - pHp ![]() ![]() Joined: 24 Nov 2009 Online Status: Offline Posts: 1216 |
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Ones driving record and the location you live will make a difference in cost of insurance. When I lived in Miami my insurance was very high because of a high rate of law suits in that area. If you live in a low populated rural area your insurance will be lower.
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2018 Vista Cruiser 19BFD (2018-
2012 Vibe 6503 (2014-2019) 2009 r-pod 171 (2009-2014) Middle Tn 2014 Ram 1500 Quad cab |
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furpod ![]() Moderator Group - pHp ![]() ![]() Joined: 25 Jul 2011 Location: Central KY Online Status: Offline Posts: 6128 |
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What anyone else pays, has nothing to do with what you pay. That said, our Pod was $120 a year.
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GlueGuy ![]() Senior Member ![]() ![]() Joined: 15 May 2017 Location: N. California Online Status: Offline Posts: 2631 |
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I don't remember the actual number, but IIRC the total was a little over $200/year. It was associated with the insurance on our TV, and was considered a "rider" of sorts.
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bp
2017 R-Pod 179 Hood River 2015 Ford F150 SuperCrew 4WD 3.5L Ecoboost |
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EchoGale ![]() Senior Member ![]() Joined: 10 Mar 2019 Location: FL Online Status: Offline Posts: 463 |
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Mine's a 2016 and in Fl I pay about $250.
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Julie
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StephenH ![]() podders Helping podders - pHp ![]() ![]() Joined: 29 Nov 2015 Location: Wake Forest, NC Online Status: Offline Posts: 6297 |
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Check with your auto insurance provider to see if you can get it added on to your policy. You may find that to be a cost-effective solution. We have Central Mutual Insurance and did that. When we had an accident, the RPod was covered so the repairs cost us only $200 for the deductible (plus a trip to the factory to pick it up when it was done).
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StephenH
Happy is the man that findeth wisdom,... ouR escaPOD mods Former RPod 179 Current Cherokee Grey Wolf 24 JS |
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lostagain ![]() Senior Member ![]() ![]() Joined: 06 Sep 2016 Location: Quaker Hill, CT Online Status: Offline Posts: 2588 |
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Rates vary by state and the coverages and limits you purchase.
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Never leave footprints behind.
Fred & Maria Kearney Sonoma 167RB Our Pod 172 2019 Ford F-150 4x4 2.7 EcoBoost |
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