Saving $$ on car insurance

I spoke to my insurance agent the other day and asked if I'd get a discount on my car insurance since I turned 65. NOPE! Rates go UP when you turn 65. Seems that us more mature folk are involved in our fair share of serious accidents. But if you take an approved driver re-education class, you can get a discount. I found classes  available through AAA and AARP. The AAA one was free with our membership. We took it and got about a $50 discount on our car insurance. Not sure if that balances what went up, but it is a savings. Learned a few good tips along the way too.

Found out that our insurance through Pioneer State does not increase rates when you reach the 65 year milestone.  In fact it doesn't raise until you reach 73 years of age and at that point the increase is 1% - 3% depending on your driving record.  Morally we cannot support AARP even though they offer some tempting deals.  An alternative, which supports conservative values is AMAC, and they offer many similar plans, programs like AARP.

Being a constitutionalist, I am conservative in my views.  That being said here are the reasons I cannot support AARP.

First, while AARP poses as a disinterested senior advocate, it functions as  an insurance conglomerate, with a liberal lobbying arm on the side. AARP depends  on profits, royalties and commissions to make up more than 50 percent of its  annual revenues. Membership dues from seniors account for only about 20 percent.  The sums involved aren’t chump change: AARP’s $458 million in health insurance  revenue in 2011 would rank it as the nation’s sixth most profitable health  insurer.

Second, AARP wins when seniors lose. Because AARP receives a “royalty fee” of 4.95 percent of every premium dollar paid by seniors buying  Medigap insurance from the organization, AARP earns more profit when seniors pay  more in premiums. Even former AARP executives admitLINK that the billions of  dollars raised from these business enterprises have compromised the  organization’s mission and independence.

Third, AARP’s policy positions just happen to coincide with its financial  interests. “Obamacare,” which AARP lobbied heavily for, could yield the group  windfall profits of more than $1 billion over the next decade by forcing seniors  off Medicare Advantage plans and into Medigap supplemental coverage. Conversely,  AARP engaged in a secret lobbying campaign to block Medigap reforms last year  that by one estimate would have saved nearly 80 percent of seniors an average of  $415 per year – but cost AARP billions in profits.

Fourth, AARP knows it can protect its financial interests by aligning with  Democrats, no matter what its members think. That’s one reason why AARP endorsed “Obamacare,” though the organization’s call response logs indicate opponents  outnumbered supporters by more than 50 to 1

Fifth, AARP lobbies heavily in favor of the LGBTQ agenda, a lot of money spent here for less than 2% of our population.

Sixth, AARP supports the likes of Planned Parenthood, which has on its agenda to continue to kill innocent lives, as of last year over 58,000,000 babies in the USA alone.  Good grief, what kind of a grizzley society have we become?  And selling aborted baby parts for sale?  With the wonders of modern science a heart beat is heard after only 14 days after conception.  Imagine, a mother has no idea she is pregnant until after the first month she misses her period and already a heart has been beating for at least 2 weeks.  Life, what a miracle.  Abortion, or murder, what an injustice.

I thought it would be great to join this forum, just picked up our new Rpod 171. Just traded in our T@B for a increase in space. Started out Rving with a 98 truck and Dutchman trailer, 2000 Coachmen class c motor home, 2004 Fleetwood class a motor home, Winnebago View motor home and our T@B trailer. The point to all this, is, I never in a group or forum seen believes or politics allowed. I will continue to check occasionally for some great ideas, improvements or trip information. But, will not be an active participant.

Thanks David,  I try to be careful here as I know it doesn't take much to offend others in these areas.  I don't try to export the above facts unless I am asked first, as you stated here.