Insurance Claim & Warranty Questions

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Hi, I bought a 2014 Rpod 178 in August and put about 3,000 miles on it since (it was an awesome fall). However, the front seals have started to become detached from the diamond plating and siding. I took it to a local reputable RV repair place for a quote and inspection. They said this is a common issue for Rpods and recommended repairing plus adding additional diamond plating (real diamond plating) on the sides to beef this up and prevent from happening again. I'm okay with this however they suggested starting a claim with my insurance after ballparking me a quote.
Questions I have for this community:
- Since I am the second (or third) owner and bought private party, I assume there is no remaining factory warranty associated with this 2014 Rpod, correct?
- Anyone have experience with going through their insurance to get a non-accident related repair done to your RV? 

Thank you.

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Rocky-X Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 17 Oct 2021 Location: CO Online Status: Offline Posts: 2	Post Options Post Reply Quote Rocky-X Report Post Quote Reply Topic: Insurance Claim & Warranty Questions Posted: 30 Nov 2021 at 1:46pm
	Hi, I bought a 2014 Rpod 178 in August and put about 3,000 miles on it since (it was an awesome fall). However, the front seals have started to become detached from the diamond plating and siding. I took it to a local reputable RV repair place for a quote and inspection. They said this is a common issue for Rpods and recommended repairing plus adding additional diamond plating (real diamond plating) on the sides to beef this up and prevent from happening again. I'm okay with this however they suggested starting a claim with my insurance after ballparking me a quote. Questions I have for this community: - Since I am the second (or third) owner and bought private party, I assume there is no remaining factory warranty associated with this 2014 Rpod, correct? - Anyone have experience with going through their insurance to get a non-accident related repair done to your RV? Thank you.

jato Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 23 Feb 2012 Location: Kewadin, MI Online Status: Offline Posts: 3216	Post Options Post Reply Quote jato Report Post Quote Reply Posted: 30 Nov 2021 at 4:52pm
	You are correct in that the warranty does not transfer when ownership does. Also when I purchased my 177 back in January 2011 the factory warranty was for one year, although I could have purchased an "extended" warranty which I refused. I believe the warranty period for new RV's remain at one year, though you could purchase additional warranties. Regardless, your factory warranty is long gone. Fortunately I haven't had to have any major (or minor) work done on our nearly 11 year old 177 so I am very sorry not to have any constructive information regarding your second question.
	God's pod '11 model 177 '17 Ford F-150 4WD 3.5 Ecoboost Jim and Diane by beautiful Torch Lake "...and you will know the Truth and the Truth will set you free."

GlibGuy Members Profile Send Private Message Find Members Posts Add to Buddy List Groupie Joined: 14 Apr 2015 Location: Virginia Online Status: Offline Posts: 65	Post Options Post Reply Quote GlibGuy Report Post Quote Reply Posted: 01 Dec 2021 at 7:26am
	I’m not sure about Colorado, but in most states insurance only covers when there’s been an “event” - storm, crash, vandalism, etc. You can contact the companies claims department to be sure.
	MICK

Rocky-X Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 17 Oct 2021 Location: CO Online Status: Offline Posts: 2	Post Options Post Reply Quote Rocky-X Report Post Quote Reply Posted: 02 Dec 2021 at 10:27am
	Got it, thanks for both of your replies. I've never filed an insurance claim in my life so this is new territory. I agree with GlibGuy in that I though insurance would typically only cover an 'event' and not just what appears to be wear & tear from bouncing around rough CO highways. Anyways, I'll be contacting my insurance to figure this out. Thanks for your help.