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Topic ClosedElectric Jacks & Comprehensive Insurance - Event Date: 13 May 2016
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TheBum View Drop Down
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Joined: 26 Feb 2016
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Posts: 1407 		Direct Link To This Post Calendar Event: Electric Jacks & Comprehensive Insurance
    Posted: 16 May 2016 at 2:25pm
Comprehensive and collision have always been in the lower tier of premiums. Liability is typically the largest chunk.

We estimated our 179 at $18k.
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jato View Drop Down
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Posts: 3224 		Direct Link To This Post Posted: 14 May 2016 at 2:56pm
We currently pay $ 74/year for collision and comprehensive through Pioneer State Mutual out of Lansing, MI.   This includes full replacement coverage.  
God's pod
'11 model 177
'17 Ford F-150 4WD 3.5 Ecoboost
Jim and Diane by beautiful Torch Lake
"...and you will know the Truth and the Truth will set you free."
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ToolmanJohn View Drop Down
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Posts: 451 		Direct Link To This Post Posted: 14 May 2016 at 1:31pm
Originally posted by birderdiane526

Do these insurance plans that are mentioned here cover full replacement coverage? Just curious as the premiums noted seem low.

Thanks!

My agent asked what the current guesstimate value was on my 177.
I said $8000.
She said," Oh that's fine". And that was a few dollars more on my auto policy. I would suppose that if I wanted then to REPLACE the Pod , they could write a policy that would do so but it would cost a lot more.
2017 ATC 7X20 Custom Toy Hauler
2013 R-Pod 177 (SOLD)
2013 VW Touareg TDI
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birderdiane526 View Drop Down
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Joined: 08 May 2016
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Posts: 320 		Direct Link To This Post Posted: 13 May 2016 at 10:57pm
Do these insurance plans that are mentioned here cover full replacement coverage? Just curious as the premiums noted seem low.

Thanks!
Diane and Michael
2016 179 "PIP" (PODDING IN PARADISE)
2007 Toyota Tundra
BLOG:Podding in Paradise,
birderdiane526.blogspot.com
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CharlieM View Drop Down
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Posts: 1797 		Direct Link To This Post Posted: 13 May 2016 at 8:12pm
An electric tongue jack does the same thing as the manual version but it uses the trailer battery and does it all with the push of a button. A pretty good investment for less than $200 and an hour or so of installation. The 178 is one of the bigger/heavier RPODs so it will really help. When hooking up to the TV and using a WDH you have to raise and lower the tongue two times to couple up and two more times to uncouple. Half of those lifts you are also lifting the back end of the TV, hence the recommendation to get a jack rated at 3500#. The jack is also used to level the trailer front to back when you're setting up. I used the manual jack on our RP172 for a year, but went to the power jack when we moved to a larger trailer. Wouldn't be without it now.

BTW, if you're still considering a Highlander be sure it's the 3.5L AWD version with the factory installed tow package. The you'll have the necessary receiver, wiring, and transmission cooler. They're rated at 5000# towing vs 2000 for the smaller and non AWD versions. You'll still have to add a good brake controller.
Charlie
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OLD: 2013 RP-172, 2010 Honda Pilot 3.5L 4WD
PRESENT: 2014 Camplite 21RBS, 2013 Supercharged Tacoma 4L V6 4WD
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julieboyles View Drop Down
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Posts: 27 		Direct Link To This Post Posted: 13 May 2016 at 7:30pm
An electric jack may be something that I, too, need. Since I've not yet bought my 178 (researching TVs), can someone explain how this works. I'm new to trailering but like the idea of making things more manageable for a woman on her own (without a someone to do half of the work).
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ToolmanJohn View Drop Down
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Posts: 451 		Direct Link To This Post Posted: 13 May 2016 at 6:15pm
 Insurance.. I just went from a stand alone Progressive policy at $243 a year to simply adding it to my AAA auto policy for an extra $26 with the same coverage.  Who knew....
2017 ATC 7X20 Custom Toy Hauler
2013 R-Pod 177 (SOLD)
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jstrenn View Drop Down
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Posts: 71 		Direct Link To This Post Posted: 13 May 2016 at 4:34pm
Originally posted by TheBum

Collision and comprehensive on my 179 is $54 per year. We also added some liability coverage to the combined policy.

I went with a Jack Quick 3000 electric jack. It's too soon to tell how reliable it will be, but it made it through its first trip without any issues.

Wow,  I might need to shop around...  I pay a little over $300 for a year for full coverage (comp, collision & liability while camping)  Liability is in case someone does something stupid and gets hurt and then try to sue me.  But that doesn't really cost much extra.
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Leo B View Drop Down
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Joined: 13 Jan 2012
Location: Lyndonville, VT
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Posts: 4508 		Direct Link To This Post Posted: 13 May 2016 at 4:12pm
Welcome to the group!  I agree on the insurance. We are planning to add the electric tongue jack in the very near future.
Leo & Melissa Bachand
2017 Ford F150
2021 Vista Cruiser 19 csk
Previously owned
2015 Rpod 179
2010 Rpod 171
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Direct Link To This Post Posted: 13 May 2016 at 2:31pm

Welcome to the forum and congratulations on your Pod!   

I agree that comprehensive insurance, at least for a while, is good. My main concern is hail damage. As Charlie mentions, as time goes on, the situation may be re-evaluated.

I can't help with the tongue jack. I use the "Armstrong" tongue jack.
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