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henryv 
Senior Member 
Joined: 09 Feb 2017 Online Status: Offline Posts: 259 |
 Topic: InsurancePosted: 26 Apr 2017 at 8:53am |
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I was told by my vehicle insurer that the camper is an extension of the tow vehicle and is covered, as long as I'm towing it. But what about when it's parked? What if a tree falls on it? Anybody know about conprehensive insurance?
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cjscinta
Groupie 
Joined: 21 Nov 2016 Location: Franklin, TN Online Status: Offline Posts: 84 |
Posted: 26 Apr 2017 at 9:26am |
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I carry additional insurance on mine. This will cover it when it is parked in the campground unhooked or while it is in storage. ( in case of a tornado, etc) it is very inexpensive. Around 400 /year through geico or others. Worth it I think. My auto insurance only covers it when it is hooked up.
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2017 R-pod 179
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mcarter
podders Helping podders - pHp
Joined: 07 Apr 2016 Location: Greenbrier, TN Online Status: Offline Posts: 3419 |
Posted: 26 Apr 2017 at 10:28am |
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+1 with USAA. Issue here is high winds and tornados.
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Mike Carter
2015 178 " I had the right to remain silent, I just didn't have the ability." |
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henryv
Senior Member
Joined: 09 Feb 2017 Online Status: Offline Posts: 259 |
Posted: 26 Apr 2017 at 12:42pm |
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cjscinta...do you also have your vehicle insurance with geico? I'm thinking of switching
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jato
Senior Member
Joined: 23 Feb 2012 Location: Kewadin, MI Online Status: Offline Posts: 3257 |
Posted: 26 Apr 2017 at 4:19pm |
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My homeowners covers anything that happens to my 177 if it is residing on my 20 acres. My auto policy has an addendum that covers my pod while camping regardless if I am hooked up or not. Cost is less than $ 100.00/year.
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God's pod
'11 model 177 '17 Ford F-150 4WD 3.5 Ecoboost Jim and Diane by beautiful Torch Lake "...and you will know the Truth and the Truth will set you free." |
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mcarter
podders Helping podders - pHp
Joined: 07 Apr 2016 Location: Greenbrier, TN Online Status: Offline Posts: 3419 |
Posted: 26 Apr 2017 at 4:24pm |
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Thanks Jato, my USAA auto policy is for the Pod not on my property. My homeowners covers Pod parked on property.
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Mike Carter
2015 178 " I had the right to remain silent, I just didn't have the ability." |
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jato
Senior Member
Joined: 23 Feb 2012 Location: Kewadin, MI Online Status: Offline Posts: 3257 |
Posted: 26 Apr 2017 at 4:26pm |
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+1
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God's pod
'11 model 177 '17 Ford F-150 4WD 3.5 Ecoboost Jim and Diane by beautiful Torch Lake "...and you will know the Truth and the Truth will set you free." |
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Leo B
podders Helping podders - pHp
Joined: 13 Jan 2012 Location: Lyndonville, VT Online Status: Offline Posts: 4517 |
Posted: 26 Apr 2017 at 4:35pm |
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We have a policy on our pod to cover and incident or damage.
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Leo & Melissa Bachand
2017 Ford F150 2021 Vista Cruiser 19 csk Previously owned 2015 Rpod 179 2010 Rpod 171 |
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cjscinta
Groupie
Joined: 21 Nov 2016 Location: Franklin, TN Online Status: Offline Posts: 84 |
Posted: 26 Apr 2017 at 5:43pm |
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I don't have my auto insurance with geico but my trailer insurance is. Just had a 16 year old go on my insurance so I had to renegotiate.
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2017 R-pod 179
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Insurance